Paper Clutter

“Cut Out The Paper Clutter” eBook

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It’s finally arrived! The eBook “Cut Out The Paper Clutter” and it’s companion workbook are now available. You will be able to learn how to finally get control over those piles and piles of papers, magazines, junk mail, and lots more.3Debook_Clutter8 3dWorkbook_fixed5

You can read more of what’s in the books here.

Over the years I learned many ways to reduce the incoming papers. I have also learned how to keep the important papers organized. It’s taken a lot of hard work but is well worth it.

The past few months have been a real challenge for me. Due to my mother having a stoke this past May I have had to manage not only my own papers but also my mother’s papers and finances. Although she has a computer she had not set up any of her bills to be on auto-pay. Nor had she done any online banking. These are two ways to simplify bill paying plus cut down on some of the paper clutter.

I’ve slowly been setting up auto-pay on many of the monthly bills plus paying online. That reduces the checks (paper) I have to write, reduces the envelopes (paper) I have to address, plus saves money on stamps. All these steps helps me spend less time on bill paying and more time on other things.

So check out what’s in the eBook “Cut Out The Paper Clutter“. I’ve listed the table of contents so you can see the different chapters that will have solutions for your problem areas.

Janice

https://cutclutterwithscissors.com

http://twitter.com/jlscissors

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Ran Over By A Bulldozer

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I haven’t blogged for awhile. Below is this week’s newsletter explaining why.

 

Cut Clutter With Scissors Newsletter
Volume 2, Issue 18
May 2, 2010

 

It’s been awhile since I wrote a newsletter. Sometimes life throws you a few lemons and sometimes you feel like you’ve been run over by a bulldozer. The last four weeks have felt like the latter. My mother had surgery on May 3 that ended up with multiple complications, the most serious being a stroke. She is now on her road to a slow recovery which gives me a chance to settle into a “new” routine.


Both of my sisters live out of town so I’m the one handling most of the legal, financial, medical, and household issues. Fortunately my mother was the “born organized” one. I’m still wondering where my SHEness (sidetracked home executive aka Sidetrack Sisters & Flylady) came from. My name is on her checking account and her Power of Attorney/Living Will was easy to find. Actually, since her stroke did not effect her memory she was able to tell me where it was.

Ironically right before her surgery I was putting the finishing touches on my new ebook, “Cut Out The Paper Clutter”. Because I’ve been following many of the ideas in the book regarding the organizing of financial papers it wasn’t too difficult to take over her bill paying and still keep my own under control. Most of my bills are on autopay and the rest are paid with online banking. I have spent several years using many of the tips that I share in the ebook to reduce the junk mail so it takes little time to sort my mail. I hope to have the ebook up for sale by next week.

My mother hasn’t embraced all the electronic bill paying yet but we had planned on doing it during her surgery recovery time. I will take the next few weeks to slowly get most of her bills on autopay and set up online banking. This way it will be much easier for her to handle her own bills when she gets back home from rehab. I will also start using some of the tips/websites listed in the ebook to get her name off of the junk mail lists. See below for a link to the blog post that list the websites.

As much as I have learned through research, first hand experience is still the greatest teacher. We all know the importance of setting up our financial papers so our spouse or children could easily take over the responsibility if necessary yet this is one area many people put off. Clearing out the paper clutter and organizing our finances can go a long way to reduce the worry. The stress that comes with disorganization and procrastination will get worse with age. Whether you are in your 20’s, 40’s, 60’s or older, now is the time to get rid of the paper clutter so you can free up your time and energy to spend on the more important and fun things in life.

My goal is to get back to the weekly newsletters (or as often as possible) and blog posts. Although I will be focusing a lot on paper clutter I also will share tips on traveling and garage sales. After all, it’s summer time and that’s what people do during this time of year.

If you have any questions, tips, or suggestions please reply to this email or post a comment on my current blog posts at: http://organizebythemonth.com. I’m always happy to help you with tips to declutter your home or life. I also love it when I can learn new things from you and then share it with all my readers. Thank you.


To a lighter load along the way.
Janice Scissors

Please pass this newsletter along to friends and family who want to declutter and organize their lives. When they sign up at https://cutclutterwithscissors.com, they will receive a free ebook filled with decluttering and organizing tips.

Blog Posts

How to Declutter Junk Mail http://organizebythemonth.com/?p=245


Stay Connected
https://cutclutterwithscissors.com
http://organizebythemonth.com (blog)
http://twitter.com/jlscissors
email: janice@cutclutterwithscissors.com

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Organize Your Tax Papers

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It’s income tax time again, Americans: time to gather up those receipts, get out those tax forms, sharpen up that pencil, and stab yourself in the aorta.    ~Dave Barry

Last night I decided it was time to start getting all my tax papers together and organized. All year long I put receipts, pay stubs, and other tax related papers into folders. Now I need to separate the papers in each folder by category to make it easier to do my taxes.

I use Turbo Tax and when you go through the program it asks for information in a certain order. You may use a different tax program but it probably works the same way. By having the papers separated it’s much easier, faster, and less likely I will not miss entering any information.

Here are the categories I use to separate my papers.

Income:

  • W-2’s
  • 1099’s: Misc., Retirement, Interest, Dividends, etc.
  • Investment Income: Brokerage and bank year end statements

Deductions:

  • Charity donations
  • Mortgage Interest
  • Property taxes
  • Student loan interest paid
  • College expenses
  • Medical expenses

If you have business income and will be filing a Schedule C (self employment) then gather all those papers and separate them by income and expenses.

Now you’ll be ready to sit down and do those taxes.

Today, it takes more brains and effort to make out the income-tax form than it does to make the income.   ~Alfred E. Neuman

To a lighter load along the way.

Janice

P.S.  If you’re looking for support with dealing with paper clutter, join the free private Facebook group. “Controlling Paper Clutter Support Group” 

 

 

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Small Actions Can Help You Get Organized

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It’s hard to believe this month is almost over. January was “National Get Organized Month”. Have you been organizing your desk, office, or home? If you’re like me it’s takes a lot longer than one month to get organized.

I’ve been working at it for years and it’s an ongoing process. It’s like floating down a river in a raft, sometimes it is calm and sometimes you hit the rapids. When the papers and other clutter enter your home faster than you can put them away then it’s time to take small but quick actions to help you get control.

If the paper piles on your desk or counter have been piling up with bills from the holidays, tax papers, children’s school papers, etc. then you need to take a few minutes and organize them. You’ll feel better and more in control. Check out my article on Divide and Conquer Paper Clutter.

If you still haven’t put away the holiday decorations now would be a good time to do it. Take one room at a time or set a timer each day. Before you know it they will all be put away.

If all the new toys your children got for the holidays are still laying around everywhere it may be time to free up some shelf space for them. Go through their old toys and get rid of the ones they no longer play with.

When you hit the rapids of disorganization then think of what small actions you can take immediately to help you navigate the rough waters. Those small actions will add up.

Janice

https://cutclutterwithscissors.com

http://twitter.com/jlscissors

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Hidden Roots Of Clutter

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Why do we have clutter? That’s a tough question. Sometimes it’s as simple as setting up a system or routine that makes it easy for us to control the clutter. Sometimes it’s as complicated as deep psychological reasons. Since I am not a psychologist (although I did take about 12 hours of psychology courses in college back in the dark ages) obviously I can only help by suggesting systems, routines or simply looking at clutter from a different perspective.

So what are some of the simple hidden roots of clutter and how do you find them? Well, the best way is to play detective.

  • Do you have a problem with paper clutter and lost bills? It could be because you don’t have a system set up to deal with paper. You need a place to put your bills as soon as your receive them so they are in one place when you sit down to take care of them. No more lost bills.
  • Do clean pots and pans stay in the dish drainer because the cabinets are so full it’s a real hassle to put them away and then take them out again? The root of this clutter is either too many pans, too little cabinet space, or an inefficient and unorganized cabinet. Figure out the root cause then you can find a solution to change it.
  • Is the bathroom counter filled with bottles, brushes, razors, hairdryers, etc. because the underneath cabinet is filled with old stuff? Cleaning out the old and unused items can clear up some space. If you lack storage space maybe some baskets or shelves put on the wall can corral some of the items.
  • Books, DVD’s, toys, and other things are cluttering up the family room. Are there too many items? Too little storage? Inefficient storage? Rarely used items mixed in with daily used items? Again, figure out the root cause then you can find a solution.

Once you figure out the hidden roots of the clutter then you have a direction to help point you towards a solution. Clearing out the old unused items makes it easier to organize what is left. If this is hard for you to do then look inside yourself to see the hidden reason you can’t let go of things. Once you know why then you can start working to change it.

Janice

https://cutclutterwithscissors.com

http://twitter.com/jlscissors

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